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절세

퇴직금 받을 때 알아야 할 퇴직소득세 계산법: 일시금 vs 연금 비교

퇴직금 받을 때 알아야 할 퇴직소득세 계산법: 일시금 vs 연금 비교

퇴직금은 오랜 직장 생활을 마무리하는 순간 받게 되는 소중한 돈이지만, 막상 수령할 때 적지 않은 세금이 공제되는 모습에 당혹감을 느끼는 분들이 많습니다. '퇴직금 얼마나 받을 수 있을까?' 기대했던 것보다 실수령액이 적어 아쉬움을 느끼…

새마을금고 세금우대저축, 3천만원 예금 이자로 연 16만원 더 받는 법

새마을금고 세금우대저축, 3천만원 예금 이자로 연 16만원 더 받는 법

요즘처럼 예금금리가 4%대를 넘나드는 시기에도 이자소득세 15.4% 때문에 실수령액이 크게 줄어드는 것이 현실입니다. 하지만 새마을금고 세금우대저축을 활용하면 최대 3천만원까지 이자소득세를 대폭 줄일 수 있다는 사실, 알고 계신가요? 일반 예금…

양도세·증여세 합법적으로 세금 절약하는 가족 간 재산 거래 방법

양도세·증여세 합법적으로 세금 절약하는 가족 간 재산 거래 방법

세금 회피와 관련하여 "국세청은 어떻게 다 알 수 있어?"라는 의문을 가진 분들이 많습니다. 과거에는 세금을 포탈할 수 있는 빈틈이 있었지만, 현재 국세청은 고급 정보화 시스템을 갖추고 있어 편법적인 세금 회피는 거의 불가능합니다. 가족(배우자, …

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