재테크 - 복지의 단서

재테크

예금자보호 한도 5천만원→1억원 확대! 내 돈은 얼마까지 안전할까?

예금자보호 한도 5천만원→1억원 확대! 내 돈은 얼마까지 안전할까?

은행에 자산이 많은 분들에게 주목할 만한 변화가 있습니다. 그동안 5천만원으로 유지되던 예금자보호 한도가 1억원으로 확대된다는 소식인데요. 2001년부터 20년 넘게 동결되었던 보호 한도가 드디어 경제 규모 성장을 반영해 상향 조정됩니다. 하지만 정확…

새마을금고 세금우대저축, 3천만원 예금 이자로 연 16만원 더 받는 법

새마을금고 세금우대저축, 3천만원 예금 이자로 연 16만원 더 받는 법

요즘처럼 예금금리가 4%대를 넘나드는 시기에도 이자소득세 15.4% 때문에 실수령액이 크게 줄어드는 것이 현실입니다. 하지만 새마을금고 세금우대저축을 활용하면 최대 3천만원까지 이자소득세를 대폭 줄일 수 있다는 사실, 알고 계신가요? 일반 예금…

2025년 가장 이자 많이 주는 파킹통장 5곳 총정리 (최신판)

2025년 가장 이자 많이 주는 파킹통장 5곳 총정리 (최신판)

재테크를 고민하는 분들께 반가운 소식! 최근 주목받고 있는 파킹통장, 혹시 들어보셨나요? 파킹통장은 자유로운 입출금과 높은 금리로 단기 자금 운용에 최적화된 상품인데요. 하지만 각 상품마다 금리와 조건이 제각각이라 선택에 어려움을 느끼는 분들이 많습니…

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