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자산관리

예금자보호 한도 5천만원→1억원 확대! 내 돈은 얼마까지 안전할까?

예금자보호 한도 5천만원→1억원 확대! 내 돈은 얼마까지 안전할까?

은행에 자산이 많은 분들에게 주목할 만한 변화가 있습니다. 그동안 5천만원으로 유지되던 예금자보호 한도가 1억원으로 확대된다는 소식인데요. 2001년부터 20년 넘게 동결되었던 보호 한도가 드디어 경제 규모 성장을 반영해 상향 조정됩니다. 하지만 정확…

부동산 증여 대신 매매로! 1.5억만으로 15억 아파트 자녀에게 이전하는 방법

부동산 증여 대신 매매로! 1.5억만으로 15억 아파트 자녀에게 이전하는 방법

요즘 자녀에게 부동산을 물려주려고 할 때 가장 큰 고민은 역시 세금 문제입니다. 서울 평균 15억대 아파트를 자녀에게 증여하려면 무려 4억원에 달하는 증여세를 부담해야 하는데, 이는 결코 적은 금액이 아니죠. 많은 부모님들이 이런 세금 부담 때문에 어…

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